01926 454 394

Specialists In High Net Worth Insurance

Based in Royal Leamington Spa, amongst the top ten regional centres of wealth and tourism in the UK,
we offer an exclusive service to our high net worth business and private clients.

Here are the products we offer:
Fine Art & Collectibles, High Value Home, Prestige Cars & Family Fleet, Yachts & Boats, Overseas Property & Travel and Professional Risks Cover.

About Our Products

Fine Art

The fine art, jewellery, antiques and collectibles insurance market has changed rapidly in recent years. It’s important that your insurer understands and appreciates the value of your collectible and investment portfolio. We are dedicated to finding you the most relevant, specialist cover so you will be adequately compensated in the unfortunate event of a loss. We can arrange for valuations to be carried out to assure you have the right level of cover and can provide the insurance either integrated within your home insurance, or as a stand-alone policy.

Features & Benefits

  • Guaranteed values agreed prior to inception
  • No upper limits on individual items
  • Expert valuations arranged
  • Specialist claims service
  • Automatic increase in the event of death of an artist
  • Warranty and average clause free
Fine Art

If you live in a high value property with contents typically valued over £100,000, including collections of fine art, antiques and jewellery, you may find that an off-the-shelf policy will not provide the cover best suited to your needs.

We appreciate that no two clients are the same and take the time to provide a flexible insurance solution tailored to your specific requirements.

Features & Benefits

  • Usually warranty-free
  • Walk-through valuations available
  • Worldwide all-risks cover included as standard
  • No penalties for being under insured
  • Single item limits typically higher than standard insurance policies
  • New acquisitions and gifts covered from moment of purchase
  • Cover for listed properties
  • Fast-track claims service
  • Specialist repairs and restoration facilities available
  • Business from home cover available
Fine Art

When you own a luxury and prestige vehicle, you should expect an enhanced policy which recognises the vehicle for its true worth. We can provide cover that exceeds the limits on a standard insurance policy, whilst providing fewer restrictions – allowing you the freedom to truly enjoy your car.

If you have a collection of prestige cars within your family, we can also arrange family fleet insurance to cover all of them under one policy. Not only will each vehicle continue to earn its own no claims bonus, the policy also allows cars to be added incrementally, giving you just one renewal date for all your vehicles.

Features & Benefits

  • Comparable courtesy car
  • Multi-vehicle policies on a family fleet insurance
  • Wider vehicle acceptance criteria including motorcycles, classic cars and American cars
  • Agreed values prior to inception
  • No excess on a total loss
  • Individual no claims bonus maintained on family fleets
  • Unlimited foreign use
  • Choice of repairer in the event of a claim
Fine Art

It is vital that you allow a specialist insurer to look after your luxury craft. Many insurers will enable you to add your yacht or boat to an existing home insurance policy; however the cover is limited in comparison to an expert insurer who will provide a bespoke, all encompassing policy for a wider range of cover.

We are dedicated to arranging tailor-made policies for various types of vessels ensuring your prized possessions are adequately insured.

Features & Benefits

  • Third party liability
  • Values agreed at inception
  • Fire, theft, malicious and accidental damage to your craft
  • Cover for personal accident
  • Vessel in transit cover
  • Cover for theft of dinghies, outboard and personal watercraft
  • Cover for personal effects
  • Cover for medical expenses
  • P&I cover and crew liability
Fine Art

We can provide cover for your properties abroad irrespective of how often they are used, along with insurance for personal and business travel. Our travel insurance policies can be renewed annually to protect you and your family or employees.

Features & Benefits

  • Liability cover for domestic staff
  • Cover for buildings and contents for your unoccupied properties
  • Option to include overseas properties and annual travel on your home insurance
  • Annual worldwide travel cover
  • Up to £15,000 per person for cancellation or curtailment
  • Up to £10,000,000 for medical expenses
  • Contingent liability (jet skis/bikes)
  • Business travel extension
  • Cover for fine art and contents in overseas property
Fine Art

As well as your personal insurance, we are also able to cater for your commercial needs, whether you are based from home, occupy office space or a combination of the two.

We can provide complex insurance solutions for professional firms and our products allow additional liability cover to be added to a professional indemnity insurance policy.

Features & Benefits

  • Professional indemnity cover
  • Directors and officers liability
  • Entity defence
  • Employment law protection
  • Employers liability
  • Public and products liability
  • Fidelity cover
  • Business interruption
  • Libel and slander
  • Money and personal assault
“We deliver tailored cover to suit your lifestyle”
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